Wednesday, August 26, 2020

Anlysis of the Russian real estate market Essay

Anlysis of the Russian land advertise - Essay Example Land items can run from loft spaces to private manor spaces in the class of private items and office spaces, shopping center spaces to completely created mechanical homes in the classification of business and business land items. The sizes and areas of such land items make for an unmistakable evaluating design and the ideas of interest and gracefully apply to every classification of such items and help decide the costs. Truth be told control of the market ,while apparently incomprehensible because of substantial ventures included is additionally not doubtful in certain degrees where enormous land houses can control and a decide a specific land item. The general picture in the land showcase is to a great extent docile to the condition of the economy; be that as it may; in some global examples the land division has either somewhat or totally gave a false representation of the condition of the economy. In the US itself, for instance, the home loan advertise saw a droop which was disprop ortionate with the general strength of the economy; truth be told, the pony is by all accounts driven by the truck as in the home loans markets took steps to carry down with it the general US economy. This underscores the significance of the land advertise for the economy all in all while additionally clarifying the advantageous connection between the two. This paper would concentrate on the examination of the Russian land markets. The center significance would be appended to the Moscow land showcases as Moscow happens to be the most significant city space in the whole Russia. System The methodological apparatus would basically include a careful and inside and out writing investigation looking for contentions and realities that assist us with deciding the condition of the land showcases in Russia at an a most recent date. In additon, any place required, the paper would likewise attempt to incorporate significant optional information and figures in order to help the contentions filtered out in the writing audit. The paper would close with remarks on the common condition of the Russian land advertises in nutshell. The paper is composed so as to control an imminent outside financial specialist. The writing audit would be sent to accumulate contentions to prove above exploration goals and to set up contentions in the examination. This examination technique was a nitty gritty, illustrative investigation of the contentions introduced in the accessible exploration proof. The examination technique basically involved lead of escalated cross examination of distributed narrative materials with the express point of tending to the above expressed issues which this paper manages, giving an investigate of existing hypothesis and positions. Standard pursuit approaches were utilized to recover the example of distributed and unpublished examinations for this top to bottom writing audit. Fitting on-line diaries were likewise looked. References in lists of sources of distinguished investigations were inspected to reveal extra references. Recovery utilizing the lineage strategy was utilized as it is a most productive approach.The generally speaking perspective on the writing survey based exp loration technique would be a view normally taken in phenomenology. Phenomenology is a science which centers around depicting specific wonders as lived understanding. The

Saturday, August 22, 2020

Introduction to Management AGL Energy and Lendlease Group

Question: Talk about the Introduction to Managementfor AGL Energy and Lendlease Group. Answer: Presentation The report thoroughly analyzes between two organizations comparable to its vision or statement of purpose, its worth, Corporate Social Responsibility and Stakeholder Sustainability. The examination is made in the middle of AGL Energy (ASX: AGL) and Lendlease Group. It gives profound complexity in the worth component and portrays the methodology where the organization do its commitment. The report features the need of making a differentiation in approaches followed by both the organizations. It is critical to break down the adjustments as far as vision and statement of purpose. Each association has its own particular manner of sorting out business exercises. The crucial vision articulation of the organizations are adjusted according to their objectives. It is basic to characterize how far the organizations can habituate themselves as indicated by their statement of purpose. The report looks into between the two organizations and gives perusers a view through SMART investigation (Crowt her and Aras, 2008; Benn, Dunphy and Griffiths, 2014). Organization Overview Lendlease Company The organization was established in Sydney in 1958 by Dutch worker and trailblazer Dick Dusseldorp. It was framed out as a dream to produce an organization that joins the authority of financing, speculation. Lendlease has given work to estimated 12,000 representatives universally. They permit imaginative and incorporated answers for their customers by making esteem chain (About us. 2017). AGL Company The Australian Gas Limited is one of Australia's driving coordinated vitality organizations. It is the biggest ASX recorded proprietor, administrator and engineer of sustainable power source in the nation. The organization produces power from the force station by using warm, common and wind power. It began working in the year 1837 and made a case in 2014 that it has more than 3.8 million business clients. They have made a bigger interest in the flexibly of gas and power (Who We Are. 2017). Vision of Leaselend in Comparison with AGL Energy The vision of the organization is to intently work with customers and financial specialists In Australian, Asia, USA and Europe to make an exceptional spot for them. Their procedure is to make a solid inheritance by moving existences of individuals around the world. They are giving adequacy by conveying security and creative arrangements by giving long haul supportability (Belz and Peattie, 2009). While, AGL have four focal guarantees that help them in making successful private and business clients: They are progressively centered around conveying quality assistance The essential center is to offer some incentive for cash They comprehend the requirements of the clients and attempt to satisfy them by coordinating guideline They are similarly feasible to meet the questions of the clients AGL is capably taking endeavors to lessen the impacts of ozone depleting substances. They are guaranteeing that the material utilized by them isn't making any damage the earth. The earth is given unmistakable fascination by guaranteeing execution of activities. The motivation behind the organization is to set exclusive expectations and making responsibility. They are resolved to accomplish fantastic objective by overseeing execution. They are submitted towards coordinating the working portfolio. They permit their clients (Bell and Morse, 2008) Systems of Leaselend in correlation with AGL Energy The reason for Lendlease is to turn into a main universal property and foundation bunch in the market. Their procedure is to exploit solid position and a changing business sector situation by developing more current systems. The key structure is called as Focus and Grow that guarantees effective key system. The organization is following rules that depend on guaranteeing wellbeing, supportability, assorted variety incorporation and Customer center. These standards structure to be the fundamental belief of the association. Unmistakably, AGL is submitted by offering basic types of assistance to the network. It distinguishes the significance of the network by giving them a more secure arrangement. They have submitted themselves by improving the manner in which they work, they have focused for offering important help to the defenseless clients (Our Commitments.2017). They are anyway trying to give. They comprehend the estimation of decent variety at work and ensure that it bolsters the association intrigue (How We Source Energy. 2017). Manageability and CSR of Leaselend in correlation with AGL Energy For the organization manageability is in regards to puts in for individuals in request to address future issues. The legislature and networks arranged all around are looking for trust in accomplices who has improved the urban regions in a compelling way. Leaselend is offering significance to social, financial and ecological portfolio. Maintainability is viewed as their focal piece of business methodology. The reason for existing is to make practical qualities to deal with the hazard and making esteems for clients (Nidumolu, Prahalad, and Rangaswami, 2009). They have made a powerful worldwide condition by molding the future through fast urbanization and offering an explanation to climatic change and imbalances. The maintainable goals ensured by the organization dwell in the core of the workers. They comprehend the significant of condition in meeting the objectives past desire. This is a significant practice in doing the business target. So as to turn into a main model for the remainde r of the organizations Lendlease is directing manageability announcing. This encourages them to gauge and report the presentation so as to improve ventures and to make a benchmark for the networks (SUSTAINABILITY. 2017). Differentiating, Sustainability at AGL implies the duty towards the enthusiasm of partners. Notwithstanding the financial exhibition the organization is taking successful measures to meet the social obligations. The association needs to make compelling strides so as to meet the objectives. The maintainability is one of the significant ideas that must be authorized in the association. Natural supportability is given significance by checking the successful rules so as to improve the general efficiency (Sustainability. 2017). Keen Analysis (Contrast examination) Explicit Leaselend has made a solid heritage by moving existences of individuals around the world. They are giving viability by conveying wellbeing and imaginative arrangements by giving long haul supportability. Then again AGL is capably taking endeavors to diminish the impacts of ozone depleting substances. They are guaranteeing that the material utilized by them isn't making any mischief the earth According to the examination both the organizations are working for giving proficient answers for the clients however as far as condition possibility it is seen that AGL is giving more significance to the natural manageability. Quantifiable The measure of work done by the organization regarding supportability is giving adequacy by conveying wellbeing and inventive arrangements by giving long haul manageability. The Only quantifiable apparatus at Leaselend is that the clients are profoundly happy with their exhibition. Then again AGL has a commitment towards the administration authority. It is estimated in the details of proficient outcome gave through the manageability announcing. Attainable They have inevitably accomplished the objective by meeting the desire for the clients. They comprehend the significant of condition in meeting the objectives past desire. This is a significant practice in doing the business target. Leaselend has accomplished recognized objective and kept on being the main decision in the vitality age. Then again AGL has focused on itself to diminish the ozone harming substances outflow. This has helped the organization to guarantee a respectable name in the entire world. Reasonable The objectives set by Leaselend are reasonable in nature. They are increasingly devoted in making just those objectives that can be accomplished in a simple way. The vision of the organization is to intently work with customers and financial specialists In Australian, Asia, USA and Europe to make a one of a kind spot for them. These objectives are sensible in nature and furnish representatives with quantifiable destinations. Then again AGL has submitted itself towards accomplishing four vital guarantees. Anyway they are more into the way toward displaying the present structure with respect to emanation of ozone depleting substances. Opportune The reason for Leaselend is to achieve supportable goals by estimating and detailing the presentation so as to improve ventures and to make a benchmark for the organization. Opportune targets are set down before the association. Workers need to stick to the objectives so as to meet the objectives. It is anyway fundamental to meet the ideal focuses by meeting the outcomes inside the grant time. Then again AGL has chosen to lessen the discharge of ozone harming substances inside the pre-imperative cutoff points. They have made a progressive portfolio by decarburization of our age portfolio by 2050. End To finish up it is fundamental to comprehend the significance of clinging to the strategic vision explanation. The motivation behind both the organization is to give maintainable answers for the issues. The report joins all the basics with respect to the maintainability revealing and its significance. It makes an important correlation in the middle of both the organizations so as to comprehend the distinction in approach. Both the association has its own specific manner of arranging business exercises. The crucial vision articulation of the organizations are adjusted according to their objectives. The report helps in producing distinction in the methodology of both the organizations on the parameter of SMART Analysis. This will help in understanding the best possible circumstance. References About us. 2017. On the web. Accessible at: https://www.lendlease.com/au/organization/about-us/Accessed Ringer, S. also, Morse, S., 2008.Sus

Wednesday, August 19, 2020

Finals Week, from my perspective

Finals Week, from my perspective Its over. Dear god, that was rough. Seriously. Freshman year I thought MIT was tough, and it was. But thats all it was, it was tough. It required some extra work, some time management, and it was different than I was used to. I complained about drinking from the fire hose since thats what everybody else was doing. Im doing it! I thought, Im doing MIT! Its hard but totally doable! I could actually be ok in this place! I was wrong. Well, not about doing ok, because MIT hasnt completely broken me yet, but this last semester was when I realized that MIT actually was hard. Were talking miserable hard. It was a test of will, to be sure. For example, on my first test of the year I got two standard deviations below average (7/20). Thats bad. Thats solid F territory. My second test wasnt much better (9/20) but was within a point of average. Third test? 10/30, 1.5 standard deviations below. Third test? 9.5/20, half a standard deviation below. I didnt actually score average on a test until late November, my very last test of the semester. Its one thing to say that MIT is hard and that bad test scores will happen, but having to actually try to recover from bad test scores and working at it all semester actually wears on you. Really wears on you. Ask anybody who knows me, I came out of the summer all happy from working at Hasbro and building toys all summer and within a two weeks I was run ragged. Add compounded failed tests and you had a pretty rough semester. My demon was 2.005, Thermal Fluids. That class is the most information intensive class Ive ever seen in my life. Seriously, you cant imagine the amount of material they expect you to absorb, and not just that but also the extent to which they expect you to be able to use and manipulate it. Its one of the (if not the) most failed class in Course 2 (Mechanical Engineering). After my first test I was pretty screwed, its hard to recover from two standard deviations below average. After that moment it was just a constant struggle for life. That struggle for life culminated on Wednesday last week with a 3 hour, Katy bar the door, hold me tightly sweet Jesus, weep for me, *sob* final that could be equated to being repeatedly paddled in the face. Honestly, nobody walked out of that exam feeling good. I dont think anybody actually solved any of the questions on the last page. Honestly, it was bad. Its not like I wasnt prepared, I worked my butt of studying for that final. I locked myself away for entire days to study, but there was just SO MUCH to study. Oh, wait, quick sidetrack. On the first day of finals (Monday) I was heading to a lecture hall early to study all day and lo and behold, a hack! I didnt have my camera (I was going to study, no distractions) so the pictures here arent actually ones I took, but check it out! Barrel of Monkeys hanging from the Lobby 7 skylight! Complete with barrel Apparently I was one of the lucky few who saw it because by 8 oclock AM it had been taken down. This is one of my favorite pictures (as sad as it may be) of the monkeys. Its very foreboding. Anywho, 2.005. I walked out of the final at 4:30 PM on Wednesday and went straight back to the dorm for a nap. I slept until 8 oclock and then packed up to study for my next final. You see, I had one more final and I hadnt even begun studying for it yet. I was so focused on 2.005 that I neglected almost everything else. The plan was to study from 9 PM all the way to 9 AM, which is when my next final (2.003) started. I threw up a quick blog entry at the start of the study marathon, and then set to work. I was actually very productive. 12 hours is a surprisingly useful chunk of time. NEVER do it, its miserable, but I did learn a lot! The only issue was that at about 6:30 or 7:00 in the morning I was absolutely exhausted. Were talking tired. It was really miserable there towards the end, but I kept studying, and then it was time for my last final. I took it and felt quite good about it (not 100% definitely class average). After that I was done. Done. Done with the hardest class of my life (unless I had to retake it, a very likely situation) and done with 2.003. I didnt quite know what to do, so my body just gave up, caved in, and I fell asleep. I woke up later, watched Flash Gordon, and then passed out on the couch. My body had simply given up, I had expended every ounce of everything (something that you will do if you go here). Today some grades were published. I got As in Digital Poetry and Advanced Toy Design. I got a B- in my HASS class, Forms of Western Narrative, which Im totally cool with because I actually enjoyed the class. It was a lot of reading and a lot of writing, but it was good, I learned a lot. Then they published the 2.005 scores. I got a B. I freaked out. Honestly, getting B in that class was just about as exciting/unexpected as getting into MIT (I know what it feels like, Im allowed to compare the two). I didnt fail, and not only didnt I fail but I also got a B! Oh my god! I did better in 2.005 than I did in my HASS class! That B has made the last, oh, 16 hours Ive been spending in this airport TOTALLY worth it. So now Im waiting. My flight leaves at 6:00 AM (Ive already been on two canceled flights, Im hoping this one doesnt get canceled. If it does then I may be stuck in Boston for Christmas because the airport Im trying to fly into is about to get buried in the worst snow since 2003. Heres hoping I make it back. So thats it, I survived. Im still waiting for my 2.003 grade, but Im not nearly as scared of that class. Next semester Ill do it all over again and the year after that and the year after that. So, if youll excuse me, Im going to try to get a quick nap in before my flight. Ciao!

Sunday, May 24, 2020

Personality Traits Within The Workplace - 1342 Words

Five-factor trait theory As a professional many struggle with attempting to control the dominance of his/her personality trait, in fear that it may be damaging to one s current position. Personally, there has been several instances when an employee was ridiculed because he/she expressed personality traits within the workplace, opposite of what the employer personally desired. Within this paper, one will discuss how the connection of an individual personality trait can be beneficial, as well a productive level of on the job training, for entry level employees, and transitioning from one position to another. Personality Personality has been viewed by many as a way for an individual to express his/her inner most beliefs and values embedded as early as infancy. Psychologists strive to understand how personality develops as well as how it influences the way we think and behave; this area of psychology seeks to understand personality and how it varies among individuals as well as how people are similar in terms of personality (Cherry, 2016, p. 1). In order to gain a proper understanding one s own personality, the individual must first be able to identify and accepts each active traits exercised throughout his/her life. Though the acceptance of personality traits can de demanding , causing many do become intimidated or distracted professionally. It is understood that all employees should collaborate his/her personality traitsShow MoreRelatedThe Big Five Personality Constructs1654 Words   |  7 PagesPersonality theories, or models, are metaphors for describing something which is intrinsically indescrib able, the human personality. 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Personality testing is used in workplaces to identify whom to hire, promote and even put into teams. Personality testing is efficient in being able to determine which employees will perform best in certain roles, and this can remove some stress from employers. Personal testing has been shown to help improve the quality of employees who are in the workplace. The method of assessingRead MoreConscientiousness and its Link to Success in the Workplace1156 Words   |  5 Pages In the discipline of personality psychology, it is crucial for researchers to conduct studies using universal terms and scales, so that they may effectively compare results and further their line of research. However, when it concerns pers onality traits, such a comprehensive catalogue has not always been available – in fact, it has taken until up until the late 20th century to develop a list of essential personality traits and create scales that measure these dimensionsRead MorePersonality in the Workplace1462 Words   |  6 PagesPersonality in the Workplace Personality in the Workplace Personality can be thought of as the sum total of ways in which an individual interacts and reacts to other individuals (Stephen amp; Robbins, 2013). Research has shown that measuring personality is a useful tool in making hiring decisions and helping organizations forecast who is best for each unique position. The Big Five Model Personality Model does a great job of predicting how individuals will behave in a wide range of real-lifeRead MoreEssay Diversity Within Organizations1179 Words   |  5 Pagesdifferent in other respects such as educational level, job function, socio-economic background, personality profile, geographic location, marital status and whether or not one has family. I have taken the opportunity to explain my perception of age, gender, personality and ethnic types of diversity and demographic characteristics and differences. Age Characteristics With the fact that today’s workplace has individuals that vary in age, most employees can be placed into one of 4 categories:Read MorePERSONALITY, ATTITUDES AND JOB PERFORMANCE1021 Words   |  5 PagesDanika George BU105 W15 Section 7 Management Principles Dwayne Payne March 29, 2015 Miller-Motte College Online Programs I will be writing my paper on personality, attitudes, and job performance. This subject(s) caught my eye because I am currently working in a job (field) where I deal with people every day. We all have different personalities and attitudes and we all have to learn how to deal with them if we are going to manage or work in these types of environments. Also, we have to be satisfiedRead MorePersonality Analysis and the Study of Organizational Behavior1704 Words   |  7 PagesIntroduction: Topic and why it was chosen Personality was chosen as the topic of research in the realm of organizational behavior because In order for managers to predict behavior, they must know the personalities of those who work for them, (Personality and Values, n.d.). Personality is also crucial to organizational behavior because the personality of individuals will impact quantitative measures such as productivity. Furthermore, the personality of the people working for an organization serves

Wednesday, May 13, 2020

Religion and Economics in Robinson Crusoe and Protestant...

Religion and Economics in Daniel Defoes Robinson Crusoe and Max Webers Protestant Ethic and the Spirit of Capitalism One of the most recognized and influential theories in sociology appears in Max Webers The Protestant Ethic and the Spirit of Capitalism, which links the development of capitalism to social and cultural factors, primarily religion, instead of economic factors alone. In his theory Weber concludes that the Protestant Ethic greatly influenced the development of capitalism in the seventeenth and eighteenth centuries. According to Gordon Marshall, Weber argues that the two most important factors of Protestantism contributing to capitalism were diligence in worldly callings or vocations and the notion of†¦show more content†¦Weber argues that this ethic helped foster developments in both the division of labor and capitalism. Until the emergence of the ethic and its faithful, says Weber, No genuine religion of salvation has overcome the tension between . . . religiosity and a rational economy. But Protestantism broke this tension by helping to organize and regularize work as one of Gods ways to test the individuals response to grace (Weber). Although this theory may not fully explain how two vastly different social systems--religion and economics--could be deeply interconnected, it does point to some fundamental links. Two especially important links involve the Protestant notions of calling and predestination. By the notion of calling Weber refers to the obligations imposed upon the individual by his position in the world (Weber). In other words, callings are the responsibilities and professions in our lives. But an important Protestant belief was that, being assigned by God, callings were not matters of individual choice alone. In the early eighteenth century it was thought that every persons employment was influenced by Gods call (Pauck 136); it was largely a matter of divine providence. According to one Puritan clergyman, God doth call every man and woman †¦to serve him in some peculiar employment in this world both for their own and the common good (qtd. in Tawney

Wednesday, May 6, 2020

Analysis of Edward Albee’s Whose Afraid of Virginia Woolf Free Essays

According to Edward Albee, Who’s Afraid of Virginia Woolf? aims to examine whether American society was able to â€Å"live up to the principles of the American Revolution† (qtd in Bottoms 16). In another interview, he noted that the play stands as a response to O’Neill’s The Iceman Cometh, a response that acknowledges that the denial of the self leads to fiction and prevents the acceptance of reality (qtd in Bottoms 46). In this sense, one might state that aforementioned play serves as a critique to the way of life led within American societies as it enables and tolerates the denial of reality through the creation of fictitious images of American culture. We will write a custom essay sample on Analysis of Edward Albee’s Whose Afraid of Virginia Woolf? or any similar topic only for you Order Now This is evident if one considers the similarities between the characters within the play. George and Martha stand as representations of the effects of the rapid shifts in the industrial, social, and historical climate within the United States to the individual. Nick and Honey, on the other hand represent the effects of these changes to the individuals whose existence started during this period. Within the play, George stands as the epitome of the individual whose commitment to life the self and to others has been deprecated by his career as an associate professor of history in New England. Martha, on the hand, stands as the embodiment of the angry, strong, and frustrated individual. The couple’s identities were emphasized by their counterparts Nick and Honey. Within the play, Nick represents the opportunistic superficial individual. Like George, who is also a professor, Nick is a new biologist instructor in the college. His wife, Honey, on the other hand is the daughter of a rich family who like Martha is plagued with hatred and terror which may be traced to her husband’s treatment. These feelings are veiled with a pretense of laughter. The characters, within the text, thereby portray distraught individuals who are continuously being destroyed by their pretenses and their failure to accept and realize their selves. Such a realization, however, was achieved by the protagonists (George and Martha) as they were able negotiate their identities as well as the recent failure of their marriage. Note for example that the initial part of the play portrays George and Martha as being engaged in verbal battle. Martha describes her husband as â€Å"A FLOP! A great†¦big†¦fat†¦FLOP† (Albee 84). The later part of the novel, however, shows an end to the verbal battle between the couple as the chasm between illusion and reality has finally been crossed. The question posed by George in the initial part of the play was answered. He states, â€Å"Truth and illusion. Who knows the difference? † (Albee 201). It seems, only those who can accept a life without illusions, one purely founded upon reality can know the difference and in effect can live a ‘real’ life. In the initial part of the essay, it was mentioned that Albee’s purpose for writing the play was to show the American society’s failure to live up to the ideals of the revolution. This failure lies in our failure to go beyond our pre-fabricated illusions. Our failure to face reality as is. How to cite Analysis of Edward Albee’s Whose Afraid of Virginia Woolf?, Papers

Tuesday, May 5, 2020

Ethical Issues in the Banking Sector-Free-Samples for Students

Question: Discuss about the Ethical Issues in the Banking Sector. Answer: Introduction The report analysis is based on the issues faced by the banking and financial services sector. The different issues that is faced by the banking sector are mainly the ethical issues related to the functions of the bank. The other issues are related to the focus of the sector on sustainability and the analysis of the stakeholders of the financial organizations. The factors of the banking sector that help the banks and other financial organizations to manage the ethics related to the business operations are discussed in detail. The ways by which the business ethics are managed in the banks and other financial institutions is discussed in the report (Cohn, Fehr and Marchal 2014). The ethical issues in the banking and financial industry affect both the banks and the consumers of the financial institutions as well. The perception of the public regarding the unethical ways of business operations performed in a bank is an important factor that affects the banking industry. The main objectiv es of the report are to analyse the ethical issues related to the banks and the financial institutions and thereby the ways by which these issues are handled are also discussed (Hartman et al. 2014). Discussion about the major challenges in the Banking Sector Ethical issues faced by the banking sector The banking and financial sector faces a lot of issues which are discussed further. The self-interest of the bankers is fulfilled at someone elses expense. The focus of the maximization of profits someone shifts from long-term to the short-term basis. The swaps in the banks falls into the category of short-term goals. The income that is generated for the organization in one quarter is given more importance as compared to the long term profits. The other major ethical issues in the banking industry is the way by which the banks charge high interest rates from their customers for the money lent by them (Itani and Inyang 2015). This type of practice becomes a burden on the customers of the bank and hence the main principle of the bank that is to protect the money of the customers is not followed. Another ethical issue that is related to the banks is the handling of the assets of the customers that are possessed by the banks. The irresponsible way of lending credits to the customers is a way of business that is not acceptable in moral ways. Some of the banks also invest their money on arms and ammunitions, which include the investments that are done on military industry (Klikauer 2015). However, some of this money is also used for destructive purposes and this is an ethical issue related to the financial industry. The banks or financial institutions which invest in the businesses which do not have any type of planning regarding social responsibilities is another ethical issue in this sector. The companies which cause damage to the society and the environment at large can create an ethical issue regarding the operations of the bank. These are the major ethical issues that are faced by the banking industry and should be taken care by the financial institutions (Kolk 2016). Sustainability issues of the sector The sustainability issues related to the various banking and financial operations are discussed further. The liability of the lenders is related to the risks of the finances of the bank that they have to face while lending money to the customers. The loans granted by the bank and the credit given to the customers is the liability and the risk that they are facing. The ability of the borrowers to make an impact on the environment and cleaning up his or her surroundings also has an effect on the financial position of the person. The concerns regarding the external environment has increased in the last few years and this has led to many changes in the policies and the procedures of the financial institutions. The banks are now investing time and money on their environmental performance (Michaelson et al. 2014). The roles of the financial institutions regarding the environmental sustainability has become much more prominent in the recent times. Major stakeholders of the banking sector The stakeholders of the banks or the financial institutions are mainly those who make the decisions regarding the financial operations so that banks can make profits from these operations. The stakeholders can also be defined as someone who has a stake in the decisions and the operations of the banks. There are many types of stakeholders of the banks and other financial corporations which are discussed further. The owners of the organizations or the shareholders are the major stakeholders as they invest their own money in the business venture (Ogbari et al. 2016). The return they will get on their investment and the dividend received by the shareholders is important for the institution as well. The employees of the organization are also one of the major stakeholders. The performance of the employees in the banks and the financial institutions is directly related to the profits of the bank. The better performance of the employees ensures more profits for the business. This is main rea son for considering the employees as the major stakeholders in todays business environment. The unions of the employees of the banks are also one of the major stakeholders. The increase of salary of the employees and the ways to protect their jobs is dependent on the unions of the employees. The other stakeholders of the banks include the customers. The customers are the ones who have their money in the banks (Prez and Bosque 2015). They help in increasing the revenues and the profitability of the banks and this makes them the major stakeholders. The suppliers of the banks or the financial institutions can also be termed as the major stakeholders. The prices of the goods and services are dependent on the suppliers as well. The creditors of the banks from where they borrow money are one of the most important stakeholders of the organizations. The government of any particular country or state is also considered to be the stakeholders of the banks. The rates of lending money to the bor rowers and the interest rates are determined by the policies made by the government. This can therefore impact the profitability of the organizations as well (Prez and Rodrguez del Bosque 2014). Factors driving the business ethics of the banking sector The business ethics in the banking sector and the ethical behaviour of the banking professionals are affected by some factors as discussed further. The personal moral or ethical behaviour of the professionals affects the business ethics of the organization. The laws and regulations that are formulated by the government is another factor that impacts the business ethics in the financial sector. The ethical behaviour of the business organizations in the financial sector can be regulated by the policies made by the government. The policies and procedures and the other laws other than those made by the government also impact the ethical behaviour of the organization (Prasad, Kumar and Kapoor 2017). The ethical codes laid by the financial institutions itself is another factor that impacts their business ethics. The business ethics of the company impacts its reputation and goodwill in the market. The social pressure exerted from the external environment of the organization impacts the busi ness ethics of those institutions. The services provided by the financial corporations and their impact on the society at large has an impact on their business ethics. The ethics related to the industry in which the industry is operating is another factor that affect the business ethics of the banks and the financial institutions as well (Trevino and Nelson 2016). Ways by which managing ethics has helped the financial sector The management of business ethics in the banking sector helped the sector in many ways as discussed further. The basic rights of the employees need to be protected and the rules related to the safety and health of the employees should be followed. This helps in employee satisfaction in the sector. Products, services and the operations of the banking sector needs to be improvised in a continuous basis so that it helps the banks and other financial sectors to attract consumers. The information produced by the financial institutions should be accurate and the business records also need to be true so that the consumers are not mislead and this helps the banks to increase their credibility (Ward et al. 2015). The institution should be open to any type of competition and should not undertake wrong ways to counter the competition, this will help the banks to increase the trust vested on them by the customers. The procedures and policies of the organization needs to be updated on a regular b asis to align them with the government rules, so that the financial institutions can gain profits from the government policies. The personal data and records of the customers of the banks and the other financial institutions should be maintained properly and should not be used in wrong ways, this will help the banks to protect the privacy of their consumers. Conclusion The report can be concluded by saying that the ethical issues related to a business are important for the proper functioning of the organization and its profitability as well. The ethical principles laid by the organizations help in creating their image in the market and the ways by which they conduct business operations helps in attracting customers. The banking and the financial corporations also need to take care of the environmental sustainability issues of the industry so that they can conduct their operations in a profitable manner. It can therefore be said that the ethical behaviour of the financial institutions have an impact on their reputation and sustainability. References Cohn, A., Fehr, E. and Marchal, M.A., 2014. 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